I love the work of Chuck Palahniuk. He wrote Fight Club which was eventually turned into one of my favorite movies starring Edward Norton and Brad Pitt. If you’ve not seen this opus, stop what you are doing now and hit Netflix posthaste…then come back to read this post.
Seriously. It’s that good.
In the credits, Norton is listed as “Narrator” and Pitt is listed as “Tyler Durden”. I was going to go more in-depth and tell you if you needed a spoiler alert for a 14-year-old flick you’ve no one to blame but yourself. My wife was incensed and I deleted the spoiler. Now you are obligated to watch it.
In one of my favorite scenes, Durden is supervising a work detail at their compound and gives this inspirational little speech:
Now, I realize that may not qualify within the traditional definition of inspirational, but you kinda have to get Palahniuk’s style and understand the context of the film to appreciate it.
I’ve used the line “You are not a beautiful and unique snowflake” in almost every one of the Financial Peace University classes I’ve led. All too often, people see their financial situation as one of desperation. They feel lost and alone. They see people around them and make assumptions that all their ducks are lined up perfectly in a row. Frequently, those people they are making assumptions about are making the very same assumptions about everyone else.
The other issue is when people use their current circumstances as an excuse. They practically make themselves martyrs when it comes to their finances. “I have an irregular income.” “I don’t make a lot of money.” “It’s the holidays.” “My spouse isn’t on board.” “I don’t think my spouse will change.” “My situation is different from everyone else’s.” “I’m too old.” “I’m divorced.” “I can’t find a job.” “I have kids and they are expensive.”
There are more people feeling trapped by their debt than there are those that feel peace about their finances. There are more people wandering the Earth like Caine from Kung Fu just bebopping around aimlessly without a plan as opposed to those with a roadmap and direction.
I’m not saying your situation isn’t difficult. I’m not trivializing your angst, frustration, or fear. I’m saying you’re not alone. We have all been in the same boat. The paths, circumstances and decisions we’ve made may have been unique, but the end results are eerily similar.
The simple truth is you are not, in fact, a beautiful and unique snowflake…but you can be.
It’s time to create a plan. I want to help you navigate from the Land of the Lost (minus the Sleestacks…google it) to a destination of peace, confidence, and security.
If you are interested in creating a unique plan built for your specific situation, hit me up. If you are curious about how I can help make 2015 the year you started living intentionally and stopped worrying/stressing about living paycheck-to-paycheck, let me know. I offer a 30-minute consultation for FREE. In that 30 minutes, we can talk about where you’re at and where you’d prefer to be.
My goal for 2015 is to have as big an impact on fellow first responders and their financial lives as possible. (Not to worry, if you’re not a first responder, I am still available to walk with you as well.)
Question: What has been your greatest obstacle in creating a reliable, working budget? You can leave a comment by clicking here.